Conclusion
The most fundamental aspect in developing SCE-C trust is to ensure adherence to the requirements of Islamic law of contract and avoidance of any fundamentally prohibited element of riba, gharar, haram objects, and maysir. These Sharia requirements are hypothetically interwoven with some of the generic antecedents of e-commerce trust such as, integrity, competence, quality and ensuring the mutual good of contracting parties. Therefore, a convergence of Sharia requirements and generic antecedents of e-commerce trust is envisaged to bolster SCE-C trust. This will enhance Muslim consumer’s intention to engage in an SCE-C transaction. It will also foster e-commerce inclusion for a huge number of devoted Muslims around the world and guide future researchers and other e-commerce stakeholders in the development processes of SCE-C systems. The framework for SCE-C trust bridges the gap between previous studies on e-commerce trust in a conventional setting and recent studies that scrutinized e-commerce trust from an Islamic perspective. Therefore, Sharia compliance, integrity, competence, benevolence, website quality and third party assurance of e-commerce systems will bring about SCE-C trust. While these assertions stand to be very potent when put into the perspective of existing literature, further empirical studies need to be carried out to validate the proposed framework.
