دانلود رایگان مقاله مدیریت ریسک تقلب و چشم انداز تجارت کوچک

Abstract

Small businesses face big challenges when it comes to managing fraud risks. Financial strain, rapid growth, and a lack of resources and expertise create ample opportunity for motivated fraudsters to take advantage of small businesses. In this article, we draw upon insights from our years as fraud investigators to offer seven practical recommendations to help small business leaders prevent and detect fraud in this unique environment. These strategies can help even the smallest company make a big difference when it comes to fraud risk management.

3. Developing your own fraud risk management plan

In this article we have described the four primary sources offraud risk forsmall businesses and outlined seven steps that small business leaders can take to mitigate these risks. The firststep in putting together your own fraud risk management begins with an awareness of both the unique challenges and opportunities facing your particular operation. It may take a year or more to develop this awarenessinto a fraud risk management plan that works for your situation. As your resources and expertise change over time, so can the scope and sophistication of your plan. We know that the very nature of small business management means that decision makers are working with few resources and often moving from one fire to the next, so setting aside the time to take stock of fraud risks and develop a fraud risk management plan is hard. Nevertheless, small business leaders should view the development of a fraud risk management plan as an important investment in the business’s future. Leaders should adopt a mindset that fraud risk management is not just a challenge but also an opportunity. Small business leaders that foster a work environment full of purpose, accountability, and honesty can not only reduce their risk of fraud but also build high-performing, resilient organizations. Even with limited financial resources, small businesses can improve their efforts to prevent and detect fraud, and in doing so, unleash the full potential of their businesses.