4. Discussion
This study explores how the concept of the linguistic servicescape integrates research on both the informational and symbolic effects of ethnic language usage in ethnic-targeted retail services, in this case, retail banking, particularly in an area known for ethnolinguistic tension such as Southern California. In general, the paper supports the notion that the effects are multifaceted and more complex than first hypothesized. The linguistic servicescape in a hypothetical retail bank affects not only the level of confusion that Hispanic immigrants feel, but also their perceptions of discrimination and service provider's sensitivity to culture. In fact, confusion does not affect banking response directly; its effect is entirely mediated by attributions of discrimination and sensitivity. Given the interactions of informational and symbolic language usage on cultural evaluation and consumer response to the banking service, this study demonstrates that neither the informational nor symbolic effects of language can be adequately studied in isolation.