Abstract
The pilot work of environmental pollution liability insurance in China restarted in 2007, and it was less than ten years until now. The pilot provinces and cities did a lot of useful attempts, but it was still in a "Best Game No One Played" embarrassing situation in many places. Based on these above, this paper reviewed the development course of representative national environmental pollution liability insurance like the United States, France and Germany, and hope that it can provide some helpful reference for the improvement of the insurance of China.
1. Introduction
In recent years, China's rapid economic development is notable, but the extensive growth is often at the expense of environmental pollution in many places. This will cause a lot of bad consequences. For instance, the remediation of environmental pollution need to spend a lot of time and energy, and many polluting enterprises can' t afford the huge amount of property damage and personal injury. So the consequences are often borne by the government. Developed countries in Europe and America have also experienced this situation, they tried many ways to transfer environmental risks and finally most of them chose to establish the environmental pollution liability insurance system since the middle of last century, which is able to compensate the victims in time and reduce the financial pressure of the government. This is a sharp contrast to China. We had a failed attempt in the last century, then restarted the pilot program until 2007. Considering the problems exposed in these years, we have the necessary to learn these international advanced experience to improve the development of environmental pollution liability insurance.
