تست زنی آزمون استخدامی بانک شهر 1403

1. سازمان بازرسی کل کشور

2. بانک مرکزی

3. وزارت امور اقتصاد و دارایی

4. دادستانی کل کشور

1. بانک مرکزی

2. سازمان بازرسی کل کشور

3. وزارت امور اقتصاد و دارایی

4. سازمان ثبت و اسناد و املاک کشور

1. اندوخته قانونی

2. بدهی ایجاد شده ناشی از انتشار اوراق بدهی

3. اندوخته احتیاطی

4. سود یا زیان انباشته

1. 35 درصد

2. 55 درصد

3. 65 درصد

4. 45 درصد

1. سرمایه گذاری خارج از حدود مقر

2. حداقل بهای تمام شده میان سرمایه گذاری های متقابل

3. خالص ارزش دفتری سرمایه گذاری متقابل

4. بهای تمام شده سهام موسسه اعتباری

1. 100 درصد

2. 40 درصد

3. 60 درصد

4. 80 درصد

1. عقود غیر مشارکتی

2. عقود مشارکتی

3. مشارکت حقوقی

4. هیچ کدام

1. 100 درصد

2. 120 درصد

3. 150 درصد

4. 50 درصد

1. 30 درصد

2. 100 درصد

3. 40 درصد

4. 50 درصد

1. 50 درصد

2. 20 درصد

3. 100 درصد

4. هیچ کدام

1. 8 درصد مجموع بهای تمام شده سهام تجاری خریداری شده

2. 8 درصد وضعیت ارز بازاری

3. 5 درصد وضعیت بازار ارزی یا قدر مطلق وضعیت باز منفی تمامی ارزها

4. 5 درصد مجموع بهای تمام شده اوراق بهادار تجاری خریداری شده

1. 12 درصد مجموع درآمدهای موسسه اعتباری

2. 5/12 درصد میانگین مجموع تمامی درآمدهای سه سال اخیر موسسه اعتباری

3. 20 درصد میانگین درآمدهای موسسه اعتباری

4. 15 درصد میانگین مجموع تمامی درآمدهای سه سال اخیر موسسه اعتباری

1. الزام هیات مدیره به برنامه لازم جهت اصلاح ترکیب دارایی ها و بدهی ها

2. الزام هیات مدیره به افزایش سرمایه حداکثر ظرف 15 روز کاری

3. ممنوعیت فعالیت در شبکه بانکی

4. پرداخت سود به سهام داران صرفا معادل 10 درصد سود ویژه سالانه قابل تقسیم موسسه اعتباری

1. صندوق بیمه سپرده ها

2. هیات وزیران

3. سازمان بازرسی کل کشور

4. هیچ کدام

1. هیات وزیران - اشخاص مرتبط

2. هیات وزیران - اشخاص تحت نظارت

3. بانک مرکزی - موسسه اعتباری

4. بانک مرکزی - اشخاص تحت نظارت

1. سهام خزانه

2. اوراق تبعه

3. سهام ممتاز

4. همه موارد

1. اعضای مجمع عمومی بانک مرکزی - اعضای هیات عالی

2. اعضای هیات عالی - اعضای شورای فقهی

3. اعضای هیات عالی - اعضای هیات عامل

4. اعضای مجمع عمومی بانک مرکزی - اعضای هیات عامل

1. هیات عالی

2. هیات عامل

3. هیات نظار

4. شورای فقهی

1. پس از تصویب هیات عالی بر عهده معاون تنظیم گری و نظارت

2. پس از تصویب هیات نظار بر عهده رییس کل

3. پس از تصویب هیات عامل و مجمع عمومی

4. پس از تصویب هیات عالی و بر عهده وزیر اقتصاد و دارایی

1. بانک مرکزی

2. وزارت اقتصاد و دارایی

3. هیات عالی بانک مرکزی

4. صندوق ضمانت نامه سپرده ها

1. چهل روز - دو نوبت

2. سی روز - دو نوبت

3. سی روز - سه نوبت

4. سه ماه - دو نوبت

1. دو سوم - هیات عالی

2. سه چهارم - هیات عالی

3. دو سوم - هیات نظار

4. دو سوم - مجمع عمومی

1. اضافه برداشت دو هفته متوالی از سقف هفتگی

2. اضافه برداشت سه هفته متوالی از سقف هفتگی

3. اضافه برداشت در چهار روز کاری متوالی از سقف روزانه

4. موارد 1 و 3

1. هیات عامل

2. هیات نظار

3. معاونت تنظیم گری و نظارت

4. هیچ کدم

1. آرای هیات انتظامی تجدید نظر شده بانک مرکزی ظرف ده روز از تاریخ ابلاغ در شعبه قضائی ویژه در دیوان عدالت اداری توسط رییس قوه قضاییه ایجاد می شود، قابل تجدیدنظر نظر خواهی است.

2. صدور دستور موقت یا حکم توقف نسبت به تصمیماتی که بانک مرکزی در مقام ناظر بانکی اتخاذ می کنند توسط مراجع قضایی و غیر قضایی مجاز است.

3. آرای هیات انتظامی بدوی و تجدیدنظر در صورت عدم اعتراض محکوم علیه یا دادستان انتظامی بانک مرکزی یا اشخاص ثالث متضرر ظرف ده روز از تاریخ ابلاغ رای قطعی و لازم الاجراست.

4. هیچ کدام

1. جعاله به معنای التزام شخص جاعل یا کارفرما به ادای مبلغ یا اجرت معلوم (جعل) در مقابل انجام عمل معین، طبق قرار داد است.

2. بانک ها موظفند در قرارداد اجاره به شرط تملیک حداقل بیست درصد قیمت تمام شده را بابت قسمتی از مال الاجاره برای طول مدت اجاره پیش دریافت کنند.

3. بانک ها از فروش محصولات تولیدی پیش خرید شده قبل از سررسید تحویل منع شده اند مگر آنکه مبیع قبل از سر رسید به بانک تحویل شده باشد

4. مشارکت حقوقی قراردادی است که به موجب آن یکی از طرفین (مالک) عهده دار تامین سرمایه (نقدی) می گردد. با قید این که طرف دیگر (عامل) با آن تجارت کرده و در سود حاصله شریک باشند.

1. 8 درصد

2. 5/4 درصد

3. 5 درصد

4. 3 درصد

1. اشخاص تحت نظارت بانک مرکزی

2. اشخاص حقیقی و حقوقی که با اشخاص تحت نظارت رابطه مالکیتی موثر دارند.

3. موسسات اعتباری، صندوق های قرض الحسنه و تعاونی های اعتبار

4. بانک ها و موسسات مالی و اعتباری

1. دستور تهیه صورت های مالی میان دوره ای توسط موسسه اعتباری

2. اصلاح ترکیب دارایی ها و بدهی ها

3. افزایش دارایی های نقد و یا بهبود کیفیت نقدشوندگی دارایی ها

4. همه موارد

1. نظام ارزی شناور مدیریت شده

2. نظام ارزی شناور

3. نظام ارزی محدود

4. نظام ارزی کنترل شده

1. 12

2. 13

3. 14

4. 15

1. 2

2. 4

3. 6

4. 8

1. sin⁡x+cos⁡x+C

2. sin⁡x-cos⁡x+C

3. -sin⁡x+cos⁡x+C

4. -sin⁡x-cos⁡x+C

1. -3

2. -2

3. 1

4. 3

1. 3

2. 4

3. 4/5

4. 6

1. (1,-3)

2. (1,-4)

3. (2,3)

4. (2,2)

1. 18- و 24

2. 45- و 27

3. 36- و 27

4. 27- و 36

1. 0/12

2. 0/15

3. 0/2

4. 0/25

1. 229

2. 232

3. 234

4. 236

1. 0.225

2. 0.275

3. 0.325

4. 0.375

1. 626/5

2. 627/25

3. 627/75

4. 628/5

1. 10

2. 11

3. 12

4. 14

1. گروه اول

2. گروه دوم

3. یکسان

4. اظهار نظر نمیتوان کرد

1. A

2. B

3. یکسان

4. اظهار نظر نمیتوان کرد

1. 0/15

2. 0/20

3. 0/25

4. 0/30

1. صفر

2. 1

3. 2

4. 4

1. نیک انجام

2. نیک بختی

3. نیک بینی

4. نیک فرجام

1. جاذب و مجذوب

2. فاضل و معزول

3. قادر و مقدور

4. ناقل و منقول

1. اسپند

2. کندر

3. دارچین

4. عود

1. ۱۰۰۰ سی سی

2. ۱۲۰۰ سی سی

3. ۱۱۰۰ سی سی

4. ۱۴۰۰ سی سی

1. 2700

2. 2970

3. 3000

4. 2030

1. 6

2. 7

3. 8

4. 9

1. 15

2. 17

3. 18

4. 71

1. آمال، امانی

2. فطانت، کیاست

3. مخدوم، رهی

4. غزارت، وفور

1. سلامتی

2. سلامت

3. صحت

4. نیرومندی

1. 69

2. 64

3. 61

4. 57

1. 25

2. 16

3. 15

4. 14

1. 384

2. 288

3. 61

4. 96

1. منحط = پست

2. تطویل = درازگویی

3. تدلیس = ضایع کردن

4. تفنن = سرگرمی

1. داور است با مسابقه

2. نگهبان است با حفاظت

3. پاسبان است با نظم

4. مجتهد است با شرع

1. انتقاد

2. شایعه

3. فراوانی

4. نقص

1. چوب است با کاغذ

2. نخ است با پارچه

3. نفت است با بنزین

4. انگور است با سرکه

1. 3420

2. 3200

3. 12600

4. 3067

1. 5

2. 9

3. 10

4. 15

1. 48

2. 48.5

3. 49

4. 49.5

1. 4

2. 3

3. 1

4. 2

1. 23/6

2. 56

3. 50/4

4. 84

1. 22

2. 23

3. 20

4. 21

1. ۳۰۰۰ ریال

2. ۴۲۰۰ ریال

3. ۳۶۰۰ ریال

4. ۲۴۰۰ ریال

1. درفش

2. نزدیک

3. پرچم

4. بلندی

1. 400000

2. 382000

3. 428600

4. 504900

1. 15/5

2. 23

3. 14

4. 21/5

1. 6

2. 4

3. 12

4. 9

1. Styles

2. Page Layout

3. Insert

4. Review

1. References

2. Home

3. Insert

4. Review

1. AVERAGE

2. SUM

3. COUNT

4. MAX

1. Wrap Text

2. Sort & Filter

3. Freeze Panes

4. Conditional Formating

1. Insert

2. Home

3. Design

4. Transitions

1. New Slide

2. Layout

3. Design

4. Slide master

1. Insert

2. Slide Show

3. Animations

4. Transitions

1. Home

2. Insert

3. Design

4. Slide Show

1. Review

2. Insert

3. Design

4. Slide Show

1. جدول ها (Tables)

2. اسناد (Documents)

3. صفحات وب (Web pages)

4. فرم ها (Forms)

1. Table

2. Query

3. Form

4. Report

1. Table

2. Query

3. Form

4. Report

1. Table

2. Query

3. Form

4. Report

1. FTP

2. HTTP

3. SMTP

4. HTTPS

1. ارسال ایمیل

2. ترجمه نام دامنه به آدرس IP

3. بارگذاری تصاویر

4. رمزگذاری داده ها

1. FTP

2. HTTP

3. SMTP

4. DNS

1. /about-us

2. example.com

3. WWW

4. https://

1. HTTP

2. FTP

3. SMTP

4. HTTPS

1. ذخیره موقت داده ها

2. ذخیره دائم داده ها

3. پردازش داده ها

4. تامین برق

1. WAN

2. MAN

3. LAN

4. PAN

1. ذخیره سازی داده ها در هارد دیسک محلی

2. انتقال داده ها بین رایانه ها از طریق کابل

3. ذخیره داده ها روی سی دی

4. استفاده از اینترنت برای ذخیرسازی و پردازش داده ها

1. Virtual Private Network، برای ایجاد یک ارتباط امن در اینترنت.

2. Virtual Power Network، برای افزایش توان شبکه

3. Visual Private Network، برای نمایش داده ها

4. Verified Private Network، برای احراز هویت کاربران

1. یک برنامه امنیتی

2. نرم افزاری که سخت افزار و نرم افزارهای دیگر را مدیریت می کنند.

3. یک نرم افزار گرافیکی

4. یک دستگاه ورودی

1. بخش های فیزیکی کامپیوتر

2. دستورات و برنامه هایی که به کامپیوتر می گویند چه کاری انجام دهد.

3. مدارهای داخلی کامپیوتر

4. دستگاه های خروجی

1. invoice

2. review

3. acquisition

4. refund

1. stare

2. bite

3. knock

4. throw

1. casual

2. effective

3. elegant

4. messy

1. pastime

2. occupation

3. exercise

4. function

1. get rid of

2. put up with

3. break in to

4. bring about

1. adopted

2. hired

3. adapted

4. approached

1. demand

2. excellence

3. illustration

4. forecast

1. faded

2. exploded

3. flooded

4. decorated

1. resigned

2. sponsored

3. deceived

4. inspired

1. companion

2. corporation

3. monument

4. anniversary

1. a little

2. a lot of

3. much

4. a few

1. Their

2. Theirs

3. Them

4. They

1. next to

2. over

3. behind

4. near to

1. English fluent

2. fluency English

3. English fluently

4. fluently English

1. shouted

2. shouting

3. would shout

4. to shout

1. in persuading

2. persuasion of

3. will persuade

4. persuade

1. as well as

2. in addition

3. besides

4. as well

1. as

2. although

3. since

4. so that

1. had accepted

2. have accepted

3. accept

4. accepted

1. The saleswoman

2. It was the saleswoman

3. That the saleswoman

4. Was the saleswoman

1 Flowers, gift vouchers, jewelry – all them are standard gifts for Mother’s day. But one which never fails to impress is a box of handmade chocolates.
2 Hand-made chocolate contains more than three times the cocoa used in mass-produced chocolate. which is mostly powdered milk and vegetable fat. And small amount of sugar. Consequently it is less sweet and better for teeth. There is creativity in making the fillings and independent chocolates have the freedom to invent new flavors. The consistency the way the chocolate breaks and whether it melts in the mouth are all part of the chocolate features.
3 Making chocolate by hand is a long and complicated process and cannot be rushed. Which means those who do it must have a large amount of patience – a lot can go wrong very easily in processes such as conching. Where chocolate is kept as liquid to make it smooth, and tempering. where it is cooled at a controlled rate to ensure it has a good appearance before it is formed. As a result, for the less patient, making chocolate by hand could be frustrating. If one tiny thing is not right, can be the temperature of the room or the consistency of the chocolate – a whole not will be ruined. The job is also repetitive.
4 Three-day practical courses give training on how to make chocolates. These schemes are intensive, but give a good grounding in all skills needed. Other programs such as online courses are longer and based around trial and (prepared by iranarze.ir) error at home.
5 Chocolate is not a hard sell: last year alone the British spent more than £3 billion on it. Increasingly, people are recognizing the superior qualities of hand-made chocolates. For faster, hand-made chocolate eggs and bunnies are available. And, for Mother’s Day, there are boxes of carefully crafted chocolates on sale. Many chocolatiers are self-employed. Money comes from selling hand-made chocolates to retailers, or even selling them on the internet.
6 Thanks to the internet, hand-made chocolates are no longer available only in specialist shops but can be bought directly from the maker, which is widening the market.

1. a bunch of flowers

2. a box of hand-made chocolates

3. jewelry

4. a gift voucher

1 Flowers, gift vouchers, jewelry – all them are standard gifts for Mother’s day. But one which never fails to impress is a box of handmade chocolates.
2 Hand-made chocolate contains more than three times the cocoa used in mass-produced chocolate. which is mostly powdered milk and vegetable fat. And small amount of sugar. Consequently it is less sweet and better for teeth. There is creativity in making the fillings and independent chocolates have the freedom to invent new flavors. The consistency the way the chocolate breaks and whether it melts in the mouth are all part of the chocolate features.
3 Making chocolate by hand is a long and complicated process and cannot be rushed. Which means those who do it must have a large amount of patience – a lot can go wrong very easily in processes such as conching. Where chocolate is kept as liquid to make it smooth, and tempering. where it is cooled at a controlled rate to ensure it has a good appearance before it is formed. As a result, for the less patient, making chocolate by hand could be frustrating. If one tiny thing is not right, can be the temperature of the room or the consistency of the chocolate – a whole not will be ruined. The job is also repetitive.
4 Three-day practical courses give training on how to make chocolates. These schemes are intensive, but give a good grounding in all skills needed. Other programs such as online courses are longer and based around trial and (prepared by iranarze.ir) error at home.
5 Chocolate is not a hard sell: last year alone the British spent more than £3 billion on it. Increasingly, people are recognizing the superior qualities of hand-made chocolates. For faster, hand-made chocolate eggs and bunnies are available. And, for Mother’s Day, there are boxes of carefully crafted chocolates on sale. Many chocolatiers are self-employed. Money comes from selling hand-made chocolates to retailers, or even selling them on the internet.
6 Thanks to the internet, hand-made chocolates are no longer available only in specialist shops but can be bought directly from the maker, which is widening the market.

1. consistency

2. freedom

3. chocolate

4. creativity

1 Flowers, gift vouchers, jewelry – all them are standard gifts for Mother’s day. But one which never fails to impress is a box of handmade chocolates.
2 Hand-made chocolate contains more than three times the cocoa used in mass-produced chocolate. which is mostly powdered milk and vegetable fat. And small amount of sugar. Consequently it is less sweet and better for teeth. There is creativity in making the fillings and independent chocolates have the freedom to invent new flavors. The consistency the way the chocolate breaks and whether it melts in the mouth are all part of the chocolate features.
3 Making chocolate by hand is a long and complicated process and cannot be rushed. Which means those who do it must have a large amount of patience – a lot can go wrong very easily in processes such as conching. Where chocolate is kept as liquid to make it smooth, and tempering. where it is cooled at a controlled rate to ensure it has a good appearance before it is formed. As a result, for the less patient, making chocolate by hand could be frustrating. If one tiny thing is not right, can be the temperature of the room or the consistency of the chocolate – a whole not will be ruined. The job is also repetitive.
4 Three-day practical courses give training on how to make chocolates. These schemes are intensive, but give a good grounding in all skills needed. Other programs such as online courses are longer and based around trial and (prepared by iranarze.ir) error at home.
5 Chocolate is not a hard sell: last year alone the British spent more than £3 billion on it. Increasingly, people are recognizing the superior qualities of hand-made chocolates. For faster, hand-made chocolate eggs and bunnies are available. And, for Mother’s Day, there are boxes of carefully crafted chocolates on sale. Many chocolatiers are self-employed. Money comes from selling hand-made chocolates to retailers, or even selling them on the internet.
6 Thanks to the internet, hand-made chocolates are no longer available only in specialist shops but can be bought directly from the maker, which is widening the market.

1. it is healthier and contains more cacao

2. it is more widely available

3. it is cheaper

4. it comes in more shapes and patterns

1 Flowers, gift vouchers, jewelry – all them are standard gifts for Mother’s day. But one which never fails to impress is a box of handmade chocolates.
2 Hand-made chocolate contains more than three times the cocoa used in mass-produced chocolate. which is mostly powdered milk and vegetable fat. And small amount of sugar. Consequently it is less sweet and better for teeth. There is creativity in making the fillings and independent chocolates have the freedom to invent new flavors. The consistency the way the chocolate breaks and whether it melts in the mouth are all part of the chocolate features.
3 Making chocolate by hand is a long and complicated process and cannot be rushed. Which means those who do it must have a large amount of patience – a lot can go wrong very easily in processes such as conching. Where chocolate is kept as liquid to make it smooth, and tempering. where it is cooled at a controlled rate to ensure it has a good appearance before it is formed. As a result, for the less patient, making chocolate by hand could be frustrating. If one tiny thing is not right, can be the temperature of the room or the consistency of the chocolate – a whole not will be ruined. The job is also repetitive.
4 Three-day practical courses give training on how to make chocolates. These schemes are intensive, but give a good grounding in all skills needed. Other programs such as online courses are longer and based around trial and (prepared by iranarze.ir) error at home.
5 Chocolate is not a hard sell: last year alone the British spent more than £3 billion on it. Increasingly, people are recognizing the superior qualities of hand-made chocolates. For faster, hand-made chocolate eggs and bunnies are available. And, for Mother’s Day, there are boxes of carefully crafted chocolates on sale. Many chocolatiers are self-employed. Money comes from selling hand-made chocolates to retailers, or even selling them on the internet.
6 Thanks to the internet, hand-made chocolates are no longer available only in specialist shops but can be bought directly from the maker, which is widening the market.

1. the consistency of the chocolate

2. the process of making chocolate by hand

3. challenges faced by less patient

4. the creation of chocolate fillings

1 Flowers, gift vouchers, jewelry – all them are standard gifts for Mother’s day. But one which never fails to impress is a box of handmade chocolates.
2 Hand-made chocolate contains more than three times the cocoa used in mass-produced chocolate. which is mostly powdered milk and vegetable fat. And small amount of sugar. Consequently it is less sweet and better for teeth. There is creativity in making the fillings and independent chocolates have the freedom to invent new flavors. The consistency the way the chocolate breaks and whether it melts in the mouth are all part of the chocolate features.
3 Making chocolate by hand is a long and complicated process and cannot be rushed. Which means those who do it must have a large amount of patience – a lot can go wrong very easily in processes such as conching. Where chocolate is kept as liquid to make it smooth, and tempering. where it is cooled at a controlled rate to ensure it has a good appearance before it is formed. As a result, for the less patient, making chocolate by hand could be frustrating. If one tiny thing is not right, can be the temperature of the room or the consistency of the chocolate – a whole not will be ruined. The job is also repetitive.
4 Three-day practical courses give training on how to make chocolates. These schemes are intensive, but give a good grounding in all skills needed. Other programs such as online courses are longer and based around trial and (prepared by iranarze.ir) error at home.
5 Chocolate is not a hard sell: last year alone the British spent more than £3 billion on it. Increasingly, people are recognizing the superior qualities of hand-made chocolates. For faster, hand-made chocolate eggs and bunnies are available. And, for Mother’s Day, there are boxes of carefully crafted chocolates on sale. Many chocolatiers are self-employed. Money comes from selling hand-made chocolates to retailers, or even selling them on the internet.
6 Thanks to the internet, hand-made chocolates are no longer available only in specialist shops but can be bought directly from the maker, which is widening the market.

1. rare

2. challenging

3. strange

4. small

1 Flowers, gift vouchers, jewelry – all them are standard gifts for Mother’s day. But one which never fails to impress is a box of handmade chocolates.
2 Hand-made chocolate contains more than three times the cocoa used in mass-produced chocolate. which is mostly powdered milk and vegetable fat. And small amount of sugar. Consequently it is less sweet and better for teeth. There is creativity in making the fillings and independent chocolates have the freedom to invent new flavors. The consistency the way the chocolate breaks and whether it melts in the mouth are all part of the chocolate features.
3 Making chocolate by hand is a long and complicated process and cannot be rushed. Which means those who do it must have a large amount of patience – a lot can go wrong very easily in processes such as conching. Where chocolate is kept as liquid to make it smooth, and tempering. where it is cooled at a controlled rate to ensure it has a good appearance before it is formed. As a result, for the less patient, making chocolate by hand could be frustrating. If one tiny thing is not right, can be the temperature of the room or the consistency of the chocolate – a whole not will be ruined. The job is also repetitive.
4 Three-day practical courses give training on how to make chocolates. These schemes are intensive, but give a good grounding in all skills needed. Other programs such as online courses are longer and based around trial and (prepared by iranarze.ir) error at home.
5 Chocolate is not a hard sell: last year alone the British spent more than £3 billion on it. Increasingly, people are recognizing the superior qualities of hand-made chocolates. For faster, hand-made chocolate eggs and bunnies are available. And, for Mother’s Day, there are boxes of carefully crafted chocolates on sale. Many chocolatiers are self-employed. Money comes from selling hand-made chocolates to retailers, or even selling them on the internet.
6 Thanks to the internet, hand-made chocolates are no longer available only in specialist shops but can be bought directly from the maker, which is widening the market.

1. similar to making mass-produced chocolate

2. a creative process that anyone can enjoy

3. a time-consuming process that requires patience

4. easy for anyone with the right ingredients

1 Flowers, gift vouchers, jewelry – all them are standard gifts for Mother’s day. But one which never fails to impress is a box of handmade chocolates.
2 Hand-made chocolate contains more than three times the cocoa used in mass-produced chocolate. which is mostly powdered milk and vegetable fat. And small amount of sugar. Consequently it is less sweet and better for teeth. There is creativity in making the fillings and independent chocolates have the freedom to invent new flavors. The consistency the way the chocolate breaks and whether it melts in the mouth are all part of the chocolate features.
3 Making chocolate by hand is a long and complicated process and cannot be rushed. Which means those who do it must have a large amount of patience – a lot can go wrong very easily in processes such as conching. Where chocolate is kept as liquid to make it smooth, and tempering. where it is cooled at a controlled rate to ensure it has a good appearance before it is formed. As a result, for the less patient, making chocolate by hand could be frustrating. If one tiny thing is not right, can be the temperature of the room or the consistency of the chocolate – a whole not will be ruined. The job is also repetitive.
4 Three-day practical courses give training on how to make chocolates. These schemes are intensive, but give a good grounding in all skills needed. Other programs such as online courses are longer and based around trial and (prepared by iranarze.ir) error at home.
5 Chocolate is not a hard sell: last year alone the British spent more than £3 billion on it. Increasingly, people are recognizing the superior qualities of hand-made chocolates. For faster, hand-made chocolate eggs and bunnies are available. And, for Mother’s Day, there are boxes of carefully crafted chocolates on sale. Many chocolatiers are self-employed. Money comes from selling hand-made chocolates to retailers, or even selling them on the internet.
6 Thanks to the internet, hand-made chocolates are no longer available only in specialist shops but can be bought directly from the maker, which is widening the market.

1. to ensure the chocolate has the right flavor

2. to control the room temperature during production

3. to keep the chocolate liquid for smoothness

4. to give the chocolate a glossy appearance

1 Flowers, gift vouchers, jewelry – all them are standard gifts for Mother’s day. But one which never fails to impress is a box of handmade chocolates.
2 Hand-made chocolate contains more than three times the cocoa used in mass-produced chocolate. which is mostly powdered milk and vegetable fat. And small amount of sugar. Consequently it is less sweet and better for teeth. There is creativity in making the fillings and independent chocolates have the freedom to invent new flavors. The consistency the way the chocolate breaks and whether it melts in the mouth are all part of the chocolate features.
3 Making chocolate by hand is a long and complicated process and cannot be rushed. Which means those who do it must have a large amount of patience – a lot can go wrong very easily in processes such as conching. Where chocolate is kept as liquid to make it smooth, and tempering. where it is cooled at a controlled rate to ensure it has a good appearance before it is formed. As a result, for the less patient, making chocolate by hand could be frustrating. If one tiny thing is not right, can be the temperature of the room or the consistency of the chocolate – a whole not will be ruined. The job is also repetitive.
4 Three-day practical courses give training on how to make chocolates. These schemes are intensive, but give a good grounding in all skills needed. Other programs such as online courses are longer and based around trial and (prepared by iranarze.ir) error at home.
5 Chocolate is not a hard sell: last year alone the British spent more than £3 billion on it. Increasingly, people are recognizing the superior qualities of hand-made chocolates. For faster, hand-made chocolate eggs and bunnies are available. And, for Mother’s Day, there are boxes of carefully crafted chocolates on sale. Many chocolatiers are self-employed. Money comes from selling hand-made chocolates to retailers, or even selling them on the internet.
6 Thanks to the internet, hand-made chocolates are no longer available only in specialist shops but can be bought directly from the maker, which is widening the market.

1. Keeping the chocolate in liquid form

2. Cooling the chocolate at a controlled rate

3. Ensuring the right balance of ingredients

4. Adding the correct amount of cocoa powder

1 Flowers, gift vouchers, jewelry – all them are standard gifts for Mother’s day. But one which never fails to impress is a box of handmade chocolates.
2 Hand-made chocolate contains more than three times the cocoa used in mass-produced chocolate. which is mostly powdered milk and vegetable fat. And small amount of sugar. Consequently it is less sweet and better for teeth. There is creativity in making the fillings and independent chocolates have the freedom to invent new flavors. The consistency the way the chocolate breaks and whether it melts in the mouth are all part of the chocolate features.
3 Making chocolate by hand is a long and complicated process and cannot be rushed. Which means those who do it must have a large amount of patience – a lot can go wrong very easily in processes such as conching. Where chocolate is kept as liquid to make it smooth, and tempering. where it is cooled at a controlled rate to ensure it has a good appearance before it is formed. As a result, for the less patient, making chocolate by hand could be frustrating. If one tiny thing is not right, can be the temperature of the room or the consistency of the chocolate – a whole not will be ruined. The job is also repetitive.
4 Three-day practical courses give training on how to make chocolates. These schemes are intensive, but give a good grounding in all skills needed. Other programs such as online courses are longer and based around trial and (prepared by iranarze.ir) error at home.
5 Chocolate is not a hard sell: last year alone the British spent more than £3 billion on it. Increasingly, people are recognizing the superior qualities of hand-made chocolates. For faster, hand-made chocolate eggs and bunnies are available. And, for Mother’s Day, there are boxes of carefully crafted chocolates on sale. Many chocolatiers are self-employed. Money comes from selling hand-made chocolates to retailers, or even selling them on the internet.
6 Thanks to the internet, hand-made chocolates are no longer available only in specialist shops but can be bought directly from the maker, which is widening the market.

1. a basic understanding of essential chocolate-making skills

2. an in-depth analysis of online sales techniques

3. extensive theoretical knowledge about chocolate production

4. opportunities to learn through trial and error

1 Flowers, gift vouchers, jewelry – all them are standard gifts for Mother’s day. But one which never fails to impress is a box of handmade chocolates.
2 Hand-made chocolate contains more than three times the cocoa used in mass-produced chocolate. which is mostly powdered milk and vegetable fat. And small amount of sugar. Consequently it is less sweet and better for teeth. There is creativity in making the fillings and independent chocolates have the freedom to invent new flavors. The consistency the way the chocolate breaks and whether it melts in the mouth are all part of the chocolate features.
3 Making chocolate by hand is a long and complicated process and cannot be rushed. Which means those who do it must have a large amount of patience – a lot can go wrong very easily in processes such as conching. Where chocolate is kept as liquid to make it smooth, and tempering. where it is cooled at a controlled rate to ensure it has a good appearance before it is formed. As a result, for the less patient, making chocolate by hand could be frustrating. If one tiny thing is not right, can be the temperature of the room or the consistency of the chocolate – a whole not will be ruined. The job is also repetitive.
4 Three-day practical courses give training on how to make chocolates. These schemes are intensive, but give a good grounding in all skills needed. Other programs such as online courses are longer and based around trial and (prepared by iranarze.ir) error at home.
5 Chocolate is not a hard sell: last year alone the British spent more than £3 billion on it. Increasingly, people are recognizing the superior qualities of hand-made chocolates. For faster, hand-made chocolate eggs and bunnies are available. And, for Mother’s Day, there are boxes of carefully crafted chocolates on sale. Many chocolatiers are self-employed. Money comes from selling hand-made chocolates to retailers, or even selling them on the internet.
6 Thanks to the internet, hand-made chocolates are no longer available only in specialist shops but can be bought directly from the maker, which is widening the market.

1. Will be sold only in luxury shops

2. will replace mass-produced chocolate

3. will lose popularity due to high costs

4. will be more widely available