{"id":10499,"date":"2026-06-06T14:38:50","date_gmt":"2026-06-06T11:08:50","guid":{"rendered":"https:\/\/iranarze.ir\/blog\/?p=10499"},"modified":"2026-06-07T12:29:28","modified_gmt":"2026-06-07T08:59:28","slug":"estekhdam621","status":"publish","type":"post","link":"https:\/\/iranarze.ir\/blog\/estekhdam621\/","title":{"rendered":"\u062f\u0627\u0646\u0644\u0648\u062f \u0631\u0627\u06cc\u06af\u0627\u0646 \u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u0628\u0627\u0646\u06a9 \u0647\u0627 \u0628\u0627 \u067e\u0627\u0633\u062e\u0646\u0627\u0645\u0647"},"content":{"rendered":"<h2>\u062f\u0627\u0646\u0644\u0648\u062f \u0631\u0627\u06cc\u06af\u0627\u0646 \u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u062a\u0645\u0627\u0645\u06cc \u0628\u0627\u0646\u06a9 \u0647\u0627\u06cc \u06a9\u0634\u0648\u0631 \u0628\u0627 \u062c\u0648\u0627\u0628 (\u0627\u062f\u0648\u0627\u0631 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href=\"https:\/\/iranarze.ir\/storage\/medias\/2025-09-26\/1758878178_bank-refah-1404.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #ff0000;\">+ \u06a9\u0644\u06cc\u062f \u0633\u0648\u0627\u0644\u0627\u062a<\/span><\/a> (\u0627\u06cc\u0631\u0627\u0646 \u0622\u0632\u0645\u0648\u0646)<\/li>\n<li><a href=\"https:\/\/iranarze.ir\/storage\/medias\/2025-09-20\/1758347686_bank-markazi-1404.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc 28 \u0634\u0647\u0631\u06cc\u0648\u0631 1404 <span style=\"color: #ff0000;\">+ \u06a9\u0644\u06cc\u062f \u0633\u0648\u0627\u0644\u0627\u062a<\/span><\/a> (\u0645\u0631\u06a9\u0632 \u0622\u0645\u0648\u0632\u0634 \u0645\u062f\u06cc\u0631\u06cc\u062a \u062f\u0648\u0644\u062a\u06cc)<\/li>\n<li><a href=\"https:\/\/iranarze.ir\/storage\/medias\/2025-01-04\/1735971381_bank-mehr-1403.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u0628\u0627\u0646\u06a9 \u0645\u0647\u0631 \u0627\u06cc\u0631\u0627\u0646 14 \u062f\u06cc 1403 <span style=\"color: #ff0000;\">+ \u06a9\u0644\u06cc\u062f \u0633\u0648\u0627\u0644\u0627\u062a<\/span><\/a> (\u0645\u062c\u0631\u06cc \u0627\u06cc\u0631\u0627\u0646 \u0622\u0632\u0645\u0648\u0646)<\/li>\n<li><a href=\"https:\/\/iranarze.ir\/storage\/medias\/2025-01-04\/1735986453_bankdar-bank-mehr-1403.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u0628\u0627\u0646\u06a9\u062f\u0627\u0631 \u0628\u0627\u0646\u06a9 \u0645\u0647\u0631 \u0627\u06cc\u0631\u0627\u0646 14 \u062f\u06cc 1403 <span style=\"color: #ff0000;\">+ \u06a9\u0644\u06cc\u062f \u0633\u0648\u0627\u0644\u0627\u062a<\/span><\/a> (\u0645\u062c\u0631\u06cc \u0627\u06cc\u0631\u0627\u0646 \u0622\u0632\u0645\u0648\u0646)<\/li>\n<li><a 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\u06af\u0631\u062f\u0634\u06af\u0631\u06cc 10 \u0622\u0630\u0631 1402<\/a>\u00a0(\u0645\u062c\u0631\u06cc \u0645\u0648\u0633\u0633\u0647 \u0639\u0627\u0644\u06cc \u0622\u0645\u0648\u0632\u0634 \u0628\u0627\u0646\u06a9\u062f\u0627\u0631\u06cc \u0627\u06cc\u0631\u0627\u0646)<\/li>\n<li><a href=\"https:\/\/iranarze.ir\/storage\/medias\/2023-11-19\/1700382386_es576-tejarat-omomi-1402.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u0628\u0627\u0646\u06a9 \u062a\u062c\u0627\u0631\u062a \u0622\u0628\u0627\u0646 1402<\/a> <a href=\"https:\/\/iranarze.ir\/storage\/medias\/2023-11-19\/1700382386_es576-tejarat-omomi-1402.pdf\"><span style=\"color: #ff0000;\">+ \u06a9\u0644\u06cc\u062f \u0633\u0648\u0627\u0644\u0627\u062a<\/span> <\/a>\u00a0(\u0645\u062c\u0631\u06cc \u0633\u0646\u062c\u0634)<\/li>\n<li><a href=\"https:\/\/iranarze.ir\/storage\/uploads\/2023\/05\/%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA-%D8%A7%D8%B3%D8%AA%D8%AE%D8%AF%D8%A7%D9%85%DB%8C-%D8%B9%D9%85%D9%88%D9%85%DB%8C-%D8%A8%D8%A7%D9%86%DA%A9-%D9%85%D9%84%DB%8C-1402.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u0628\u0627\u0646\u06a9 \u0645\u0644\u06cc 5 \u0627\u0631\u062f\u06cc\u0628\u0647\u0634\u062a 1402 <span style=\"color: #ff0000;\">+ \u06a9\u0644\u06cc\u062f \u0633\u0648\u0627\u0644\u0627\u062a<\/span><\/a> (\u0645\u062c\u0631\u06cc \u0633\u0646\u062c\u0634)<\/li>\n<li><a href=\"https:\/\/iranarze.ir\/storage\/uploads\/2023\/02\/%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA-%D8%A7%D8%B3%D8%AA%D8%AE%D8%AF%D8%A7%D9%85%DB%8C-%D8%B9%D9%85%D9%88%D9%85%DB%8C-%D8%A8%D8%A7%D9%86%DA%A9-%D9%85%D9%87%D8%B1-%D8%A7%DB%8C%D8%B1%D8%A7%D9%86-1401.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a 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rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u062a\u062e\u0635\u0635\u06cc \u0628\u0627\u0646\u06a9\u062f\u0627\u0631 \u0628\u0627\u0646\u06a9 \u0645\u0644\u062a 1401<\/a> (\u0645\u062c\u0631\u06cc \u0627\u06cc\u0631\u0627\u0646 \u0622\u0632\u0645\u0648\u0646)<\/li>\n<li><a href=\"https:\/\/iranarze.ir\/storage\/uploads\/2022\/12\/%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA-%D8%A7%D8%B3%D8%AA%D8%AE%D8%AF%D8%A7%D9%85%DB%8C-%D8%A8%D8%A7%D9%86%DA%A9-%D8%B1%D9%81%D8%A7%D9%87-1401.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u0628\u0627\u0646\u06a9 \u0631\u0641\u0627\u0647 1401 <span style=\"color: #ff0000;\">+ \u06a9\u0644\u06cc\u062f \u0633\u0648\u0627\u0644\u0627\u062a<\/span><\/a> (\u0645\u062c\u0631\u06cc \u0627\u06cc\u0631\u0627\u0646 \u0622\u0632\u0645\u0648\u0646)<\/li>\n<li><a 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href=\"https:\/\/iranarze.ir\/storage\/uploads\/2023\/01\/%D8%A7%D8%B5%D9%84-%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA-%D8%B9%D9%85%D9%88%D9%85%DB%8C-%D8%A2%D8%B2%D9%85%D9%88%D9%86-%D8%A7%D8%B3%D8%AA%D8%AE%D8%AF%D8%A7%D9%85%DB%8C-%D8%A8%D8%A7%D9%86%DA%A9-%D9%85%D9%84%DB%8C-1397.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u0628\u0627\u0646\u06a9 \u0645\u0644\u06cc 1397 <span style=\"color: #ff0000;\">+ \u06a9\u0644\u06cc\u062f \u0633\u0648\u0627\u0644\u0627\u062a<\/span><\/a> (\u0645\u062c\u0631\u06cc \u0627\u06cc\u0631\u0627\u0646 \u0622\u0632\u0645\u0648\u0646)<\/li>\n<li><a href=\"https:\/\/iranarze.ir\/storage\/uploads\/2023\/03\/%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA-%D8%A7%D8%B3%D8%AA%D8%AE%D8%AF%D8%A7%D9%85%DB%8C-%D8%A8%D8%A7%D9%86%DA%A9%D8%AF%D8%A7%D8%B1-1-%D8%A8%D8%A7%D9%86%DA%A9-%D9%85%D9%84%DB%8C-1397.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a 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href=\"https:\/\/iranarze.ir\/storage\/uploads\/2022\/07\/%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA-%D8%A7%D8%B3%D8%AA%D8%AE%D8%AF%D8%A7%D9%85%DB%8C-%D8%A8%D8%A7%D9%86%DA%A9-%D8%B3%D9%BE%D9%87-1393.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u0628\u0627\u0646\u06a9 \u0633\u067e\u0647 1393<\/a><\/li>\n<li><a href=\"https:\/\/iranarze.ir\/storage\/uploads\/2023\/04\/%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA-%D8%B9%D9%85%D9%88%D9%85%DB%8C-%D8%A7%D8%B3%D8%AA%D8%AE%D8%AF%D8%A7%D9%85%DB%8C-%D8%A8%D8%A7%D9%86%DA%A9-%D9%85%D9%87%D8%B1-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF-1393.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u0628\u0627\u0646\u06a9 \u0645\u0647\u0631 \u0627\u0642\u062a\u0635\u0627\u062f 1393<\/a><\/li>\n<li><a 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href=\"https:\/\/iranarze.ir\/storage\/uploads\/2021\/10\/%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA-%D8%A7%D8%B3%D8%AA%D8%AE%D8%AF%D8%A7%D9%85%DB%8C-%DA%A9%D8%A7%D8%B1%D8%AF%D8%A7%D9%86%DB%8C-%D8%A8%D8%A7%D9%86%DA%A9-%D8%B5%D8%A7%D8%AF%D8%B1%D8%A7%D8%AA-1387.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u06a9\u0627\u0631\u062f\u0627\u0646\u06cc \u0628\u0627\u0646\u06a9 \u0635\u0627\u062f\u0631\u0627\u062a 1387<\/a><\/li>\n<li><a href=\"https:\/\/iranarze.ir\/storage\/uploads\/2021\/10\/%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA-%D8%A7%D8%B3%D8%AA%D8%AE%D8%AF%D8%A7%D9%85%DB%8C-%DA%A9%D8%A7%D8%B1%D8%B4%D9%86%D8%A7%D8%B3%DB%8C-%D8%A8%D8%A7%D9%86%DA%A9-%D8%B5%D8%A7%D8%AF%D8%B1%D8%A7%D8%AA-1387.pdf\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u06cc \u0628\u0627\u0646\u06a9 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target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0628\u0627\u0646\u06a9 \u062a\u062c\u0627\u0631\u062a \u0628\u0627 \u067e\u0627\u0633\u062e\u0646\u0627\u0645\u0647 \u062a\u0634\u0631\u06cc\u062d\u06cc<\/a><\/li>\n<li><a href=\"https:\/\/iranarze.ir\/es441\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0628\u0627\u0646\u06a9 \u0645\u0644\u06cc \u0628\u0627 \u067e\u0627\u0633\u062e\u0646\u0627\u0645\u0647 \u062a\u0634\u0631\u06cc\u062d\u06cc<\/a><\/li>\n<li><a href=\"https:\/\/iranarze.ir\/ES436\" target=\"_blank\" rel=\"noopener\">\u062f\u0631\u0633\u0646\u0627\u0645\u0647 \u0648 \u062c\u0632\u0648\u0627\u062a \u0628\u0627\u0646\u06a9\u06cc<\/a><\/li>\n<li><a href=\"https:\/\/iranarze.ir\/ES436\" target=\"_blank\" rel=\"noopener\">\u062f\u0631\u0633\u0646\u0627\u0645\u0647 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u0628\u0627\u0646\u06a9\u062f\u0627\u0631\u06cc<\/a><\/li>\n<li><a href=\"https:\/\/iranarze.ir\/es501\" target=\"_blank\" rel=\"noopener\">\u062f\u0631\u0633\u0646\u0627\u0645\u0647 \u062f\u0631\u0648\u0633 \u0639\u0645\u0648\u0645\u06cc \u0622\u0632\u0645\u0648\u0646 \u0647\u0627\u06cc \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc<\/a><\/li>\n<li><a href=\"https:\/\/iranarze.ir\/es580\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u062f\u0631\u0648\u0633 \u0639\u0645\u0648\u0645\u06cc \u0622\u0632\u0645\u0648\u0646 \u0647\u0627\u06cc \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc<\/a><\/li>\n<li><a href=\"https:\/\/iranarze.ir\/es1231\" target=\"_blank\" rel=\"noopener\">\u062f\u0631\u0633\u0646\u0627\u0645\u0647 \u0645\u0635\u0627\u062d\u0628\u0647 \u0648 \u06af\u0632\u06cc\u0646\u0634 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc<\/a><\/li>\n<li><a href=\"https:\/\/iranarze.ir\/es693\" target=\"_blank\" rel=\"noopener\">\u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u06cc \u0645\u0635\u0627\u062d\u0628\u0647 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